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International Travel Insurance
Get Covered
Be it a short trip, holiday or annual coverage, you can choose your plan from the wide range of benefits and services.
Premium Table
All prices below are in RMB
| Insurance Period (Adults) | Silver | Gold | Platinum |
|---|---|---|---|
| 1-7 Days | 100 | 155 | 200 |
| 8-10 Days | 125 | 200 | 265 |
| 11-14 Days | 170 | 270 | 355 |
| 15-17 Days | 200 | 315 | 415 |
| 18-21 Days | 240 | 385 | 505 |
| 22-24 Days | 270 | 430 | 565 |
| 25-28 Days | 310 | 500 | 655 |
|
Each Additional week |
70 | 110 | 150 |
| Annual Cover | 898 | 1470 | 2140 |
| Insurance Period (Juvenile) | Silver | Gold | Platinum |
|---|---|---|---|
| 1-7 Days | 80 | 125 | 160 |
| 8-10 Days | 100 | 160 | 210 |
| 11-14 Days | 135 | 215 | 285 |
| 15-17 Days | 160 | 250 | 330 |
| 18-21 Days | 190 | 310 | 405 |
| 22-24 Days | 215 | 345 | 450 |
| 25-28 Days | 250 | 400 | 525 |
|
Each Additional week |
55 | 75 | 120 |
| Annual Cover | 720 | 1175 | 1710 |
Protection Plan
| Coverage - Maximum Benefit (RMB) | Silver | Gold | Platinum |
|---|---|---|---|
| Accidental Death, Burns and Dismemberment | 200,000 | 300,000 | 600,000 |
| Double Indemnity | 200,000 | 300,000 | 600,000 |
| Medical Reimbursement | 100,000 | 200,000 | 400,000 |
| Medical Evacuation & Repatriation | 500,000 | 750,000 | Actual Cost |
| Repatriation of Remains (Funeral expense limited to RMB 16,000) |
100,000 | 150,000 | Actual Cost |
| Loss of Personal Effects (RMB 1000 per item or set of items) |
3,000 | 4,000 | 5,000 |
| Loss of Money | 1,000 | 1,500 | 2,000 |
| Travel Delay (RMB 300 for every 5 hours of delay) |
1,800 | 1,800 | 1,800 |
| Trip Curtailment | 5,000 | 10,000 | 15,000 |
| Loss of Travel Documents | 5,000 | 7,500 | 10,000 |
| Personal Liability | 800,000 | 800,000 | 1,000,000 |
| Trip Cancellation | 5,000 | 10,000 | 15,000 |
| Compassionate Visit | 8,000 | 8,000 | 8,000 |
| Baggage Delay (for over 8 hours of delay) |
1,000 | 1,500 | 2,000 |
| Important Notes |
|---|
| For Annual Cover, the maximum days covered per travel is 182 days |
| To make the protection plan in effect, please choose the policy and make payment before departure |
| This policy covers areas outside mainland China, including Hong Kong, Taiwan and Macau |
| For Adult, the age is between 18-70; for Juvenile, the age is between 1-17; if the Insured is between 71-80, we will submit the application for special check |
| For the same travel arrangement, if the Insured choose multiple travel insurance products offered by us (Group Travel Insurance excluded), we only reimburse the maximum benefits |
| For the Insured from 71-80 years old, the cover for "Accidental Death, Burns and Dismemberment" and "Double Indemnity" is half of the above benefit. For Juvenile, the maximum benefit for "Accidental Death, Burns and Dismemberment" and "Double Indemnity" is 100,000 RMB (50,000 RMB for Fo Shan) whereas "Double Indemnity" does not apply |
| For the Insured under 18, if the maximum benefit for death is over government regulation, please report this to us; otherwise we are not responsible for the extra reimbursement |
